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Based on it, the borrowers are army personnel who are citizens of the Russian Federation, living in any region of the Russian Federation. They should be members of the accumulative mortgage system. Any financial institution tries to position itself as socially significant, and therefore any reduction in rates sounds from its lips as for the great of the individuals. Work experience (basic) for the final 5 years from one yr, and at the current place of work - not less than six months.  
  
The above situations also do not apply to military mortgages. The preliminary mortgage fee should be no less than 20% of the property value. Interest charges on loans are regulated by the Central Bank of the Russian Federation. Loans are issued in the quantity of 300 thousand 30 years. But don't forget that the purpose of banking, like every other commercial group, is to make a revenue. And it, in turn, will depend on the economic state of affairs as a complete and on fluctuations within the exchange price of world currencies.  
  
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For instance, the size of the important thing price could be affected by the extent of inflation. It is clear that each one this relies on the nation's financial system as an entire and on the income stage of the construction business.